Privacy Policy of Finance Folio Hub

Last Updated: June 8, 2025

This Privacy Policy describes how Finance Folio Hub (“Website,” “we,” “us,” or “our”), located at https://financefoliohub.com/, collects, uses, maintains, and discloses information collected from users (each, a “User,” “you,” or “your”) of the https://financefoliohub.com/ website. This policy applies to the Website and all products and services offered by Finance Folio Hub.

Your privacy is of utmost importance to us. As a platform dedicated to providing reliable financial information across Banking, Credit Cards, Loans, Taxes, Economics, Insurance, Make Money, Personal Finance, and Small Business, we are committed to transparent practices regarding your personal information.

1. Information We Collect

We may collect personal identification information from Users in a variety of ways, including, but not limited to, when Users visit our site, register on the site, subscribe to the newsletter, fill out a form, comment on articles, participate in surveys, or engage with other activities, services, features, or resources we make available on our Website.

1.1. Personal Identification Information You Provide Voluntarily: This includes information that you provide to us directly, such as:

  • Contact Data: Your name, email address, and any other contact details you provide when you subscribe to our newsletter, submit a “Write For Us” article, leave comments, or contact us through forms or email.
  • Correspondence: Records and copies of your correspondence (including email addresses) if you contact us.
  • Survey Responses: Your responses to surveys that we might ask you to complete for research purposes.
  • Publicly Posted Information: Any information you choose to submit or post on public areas of the Website, such as comments or forum discussions.

1.2. Non-Personal Identification Information (Automatically Collected): We may collect non-personal identification information about Users whenever they interact with our Website. This information may include:

  • Device Information: The browser name, the type of computer or device, and technical information about Users’ means of connection to our Website, such as the operating system and the Internet service providers utilized.
  • Usage Data: Details of your visits to our Website, including traffic data, location data, logs, and other communication data and the resources that you access and use on the Website.
  • IP Address: Your Internet Protocol (IP) address, which is a number that is automatically assigned to your computer or device when you use the Internet.

1.3. Important Note Regarding Sensitive Financial Data: Finance Folio Hub is an informational and educational website. We do not collect sensitive personal financial data such as bank account numbers, credit card numbers, investment portfolio details, or social security numbers directly from our Users. Any financial product or service mentioned on our site (e.g., specific bank accounts, credit cards, loan providers) are offered by third-party providers, and any transactions or applications for these products occur off our Website, on the respective third-party platforms. We are not responsible for the privacy practices of these third-party sites.

2. How We Use Collected Information

Finance Folio Hub collects and uses Users’ personal information for the following purposes:

  • To Improve Customer Service: Your information helps us to more effectively respond to your customer service requests and support needs.
  • To Personalize User Experience: We may use information in the aggregate to understand how our Users as a group use the services and resources provided on our Website.
  • To Improve Our Website: We continually strive to improve our website offerings based on the information and feedback we receive from you. This helps us to refine our content across Banking, Credit Cards, Loans, Taxes, Economics, Insurance, Make Money, Personal Finance, and Small Business.
  • To Administer a Contest, Promotion, Survey, or Other Site Feature: To send Users information they agreed to receive about topics we think will be of interest to them.
  • To Send Periodic Emails: If Users decide to opt-in to our mailing list, they will receive emails that may include company news, updates, related product or service information, etc. If at any time the User would like to unsubscribe from receiving future emails, we include detailed unsubscribe instructions at the bottom of each email or the User may contact us via our Website.
  • To Process “Write For Us” Submissions: If you submit content, we use your contact information to communicate with you regarding your submission.
  • For Analytics and Research: To understand user behavior, traffic patterns, and to measure the effectiveness of our content and services.

3. How We Protect Your Information

We adopt appropriate data collection, storage, and processing practices and security measures to protect against unauthorized access, alteration, disclosure, or destruction of your personal information, username, password, transaction information, and data stored on our Website.

While we implement industry-standard security measures, please be aware that no method of transmission over the Internet or method of electronic storage is 100% secure. Therefore, we cannot guarantee its absolute security.

4. Sharing Your Personal Information

We do not sell, trade, or rent Users’ personal identification information to others. We may share generic aggregated demographic information not linked to any personal identification information regarding visitors and users with our business partners, trusted affiliates, and advertisers for the purposes outlined above.

We may use third-party service providers to help us operate our business and the Website or administer activities on our behalf, such as sending out newsletters or surveys. We may share your information with these third parties for those limited purposes provided that you have given us your permission and that these third parties are bound by confidentiality obligations.

4.1. Third-Party Advertisers: We may use third-party advertising companies to serve ads when you visit our Website. These companies may use information (not including your name, address, email address, or telephone number) about your visits to this and other websites in order to provide advertisements about goods and services of interest to you. We do not control these third-party advertisers or their websites.

4.2. Legal Disclosure: We may disclose your information if required to do so by law or in the good faith belief that such action is necessary to (a) comply with a legal obligation; (b) protect and defend the rights or property of Finance Folio Hub; (c) act in urgent circumstances to protect the personal safety of users of the Website or the public; or (d) protect against legal liability.

5. Cookies and Tracking Technologies

Our Website may use “cookies” to enhance User experience. Your web browser places cookies on your hard drive for record-keeping purposes and sometimes to track information about you. You may choose to set your web browser to refuse cookies or to alert you when cookies are being sent. If you do so, note that some parts of the Website may not function properly.

We use cookies for:

  • Recognizing you when you return to our Website.
  • Personalizing your experience.
  • Analyzing our Website traffic and user behavior.
  • Facilitating advertising.

6. Your Data Protection Rights (General Data Protection Regulation – GDPR & Similar Global Rights)

While GDPR is a European regulation, we extend the spirit of its data protection principles to all our users globally. You have certain rights regarding your personal data:

  • The right to access: You have the right to request copies of your personal data.
  • The right to rectification: You have the right to request that we correct any information you believe is inaccurate or complete information you believe is incomplete.
  • The right to erasure: You have the right to request that we erase your personal data, under certain conditions.
  • The right to restrict processing: You have the right to request that we restrict the processing of your personal data, under certain conditions.
  • The right to object to processing: You have the right to object to our processing of your personal data, under certain conditions.
  • The right to data portability: You have the right to request that we transfer the data that we have collected to another organization, or directly to you, under certain conditions.
  • The right to withdraw consent: If we are relying on your consent to process your personal information, you have the right to withdraw that consent at any time.

To exercise any of these rights, please contact us using the information provided in the “Contact Us” section below. We will respond to your request within a reasonable timeframe.

7. Third-Party Websites

Users may find advertising or other content on our Website that links to the sites and services of our partners, suppliers, advertisers, sponsors, licensors, and other third parties. We do not control the content or links that appear on these sites and are not responsible for the practices employed by websites linked to or from our Website. These sites and services may have their own privacy policies and customer service policies. Browse and interaction on any other website, including websites that have a link to our Website, is subject to that website’s own terms and policies. We strongly advise you to review the privacy policy of any third-party site before providing any personal information.

8. Children’s Privacy

Our Website is not intended for children under the age of 13. We do not knowingly collect personal identifiable information from children under 13. If you are a parent or guardian and you are aware that your child has provided us with Personal Information, please contact us. If we become aware that we have collected Personal Information from a child under the age of 13 without verification of parental consent, we take steps to remove that information from our servers.

9. Changes to This Privacy Policy

Finance Folio Hub has the discretion to update this privacy policy at any time. When we do, we will revise the “Last Updated” date at the top of this page. We encourage Users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect. You acknowledge and agree that it is your responsibility to review this privacy policy periodically and become aware of modifications.

10. Your Acceptance of These Terms

By using this Website, you signify your acceptance of this policy. If you do not agree to this policy, please do not use our Website. Your continued use of the Website following the posting of changes to this policy will be deemed your acceptance of those changes.

Important Pages

For more information about Finance Folio Hub and our policies, please visit:

Contact Us

If you have any questions about this Privacy Policy, the practices of this site, or your dealings with this site, please contact us at:

Finance Folio Hub Email: contact@financefoliohub.com