Digital Millennium Copyright Act (DMCA) Policy and Global Copyright Policy Of Finance Folio Hub

Last Updated: June 8, 2025

Finance Folio Hub (the “Website,” “we,” “us,” or “our”), is profoundly dedicated to upholding the intellectual property rights of creators worldwide. While the Digital Millennium Copyright Act (“DMCA”) is a specific law originating from the United States (17 U.S.C. § 512), we extend its core principles of prompt notice-and-takedown procedures to address copyright infringement claims from all jurisdictions. We also rigorously acknowledge and endeavor to comply with relevant copyright laws and directives in India, Europe, and other countries where our users and content creators are located, reflecting our global commitment to intellectual property.

By using our Website, https://financefoliohub.com/, you explicitly agree to abide by the stipulations outlined in this DMCA and Global Copyright Policy. We reserve the unequivocal right to remove any content without prior notice and at our sole discretion when deemed necessary to protect intellectual property rights. Furthermore, we reserve the right to terminate the accounts of users who are found to be repeat infringers of copyright, maintaining a safe and lawful online environment for all.

1. Our Commitment to Copyright Protection

At Finance Folio Hub, we passionately respect the rights of creators and are deeply committed to maintaining a platform that rigorously respects and protects intellectual property. Our commitment extends beyond mere compliance; we actively implement robust measures designed to prevent the unauthorized use or distribution of copyrighted material on our site. We pledge to respond promptly, efficiently, and with due diligence to all valid claims of copyright infringement, regardless of their origin. Our comprehensive policy is meticulously designed to be accessible, transparent, and effective for all copyright holders globally, ensuring that their creative works are safeguarded on our platform.

2. Digital Millennium Copyright Act (DMCA) – For U.S. Copyright Holders

For copyright owners based within the United States, or for content that is hosted in the U.S., the DMCA provides a specific and legally recognized framework for addressing copyright infringement. If you, as a copyright owner or an authorized agent acting on their behalf, genuinely believe that any content hosted on, displayed by, or linked to by Finance Folio Hub directly infringes upon your exclusive copyrights, you are welcome to submit a formal written notification (“DMCA Notice”) to our Designated Copyright Agent. This notice must contain all the following information, precisely as required by 17 U.S.C. § 512(c)(3):

  1. A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed. This verifies the legitimacy of the claimant.
  2. Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site. Please be as specific as possible, including details such as the URL of the alleged infringing content, the exact title of the article, and a clear description of the specific image or video.
  3. Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit us to locate the material. Providing precise URLs where the infringing content appears is the most effective way to help us locate and address the content quickly.
  4. Information reasonably sufficient to permit us to contact the complaining party, such as a complete physical address, a reliable telephone number, and, if available, an electronic mail address at which the complaining party may be contacted efficiently.
  5. A statement that the complaining party has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law. This is a crucial declaration of belief.
  6. A statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed. This affirms the truthfulness of the statement under legal consequence.

Failure to include all of the aforementioned information accurately and completely may result in a delay in processing or the outright rejection of your DMCA Notice.

3. Copyright Infringement Claims – For India, Europe, and Other Countries

While the DMCA is a U.S.-specific statute, Finance Folio Hub acknowledges that copyright protection extends globally, with many countries, including India and those within the European Union, possessing their own distinct copyright laws and directives. These frameworks protect the rights of creators and establish specific procedures for addressing infringement. We are firmly committed to adhering to international best practices and responding to valid copyright infringement claims originating from all regions where our content is accessed or our users reside.

If you are a copyright owner or an authorized agent and genuinely believe that content published on our Website infringes your copyright under the specific laws of your jurisdiction (for example, The Copyright Act, 1957, in India, or the various directives under the EU Copyright Directive in Europe), please submit a detailed notice to our Designated Copyright Agent. Your notification should contain information substantially similar to the comprehensive DMCA Notice requirements listed above. Specifically, your notification should comprehensively include:

  • Clear Identification of the copyrighted work(s) claimed to have been infringed, providing sufficient detail to allow us to unequivocally identify and locate the original work.
  • Precise Identification of the infringing material and its exact location on our Website (e.g., specific and accurate URLs).
  • Your complete contact information, including your full name, physical address, reliable telephone number, and your primary email address.
  • A formal statement of your good faith belief that the use of the material in question is unauthorized by the copyright owner, their appointed agent, or by applicable law.
  • A statement affirming the accuracy of the information in the notification, and under penalty of perjury (or its equivalent legal affirmation in your specific jurisdiction), that you are legally authorized to act on behalf of the genuine copyright owner.

We fully understand that specific legal terminology and procedural nuances may vary by region. However, the core principles of providing clear identification of the copyrighted work and the infringing material, along with your complete contact information and a good faith declaration, are absolutely essential for us to process your claim efficiently and effectively, regardless of your geographic location.

4. How to Submit Your Copyright Infringement Notification (for all jurisdictions)

To ensure prompt and effective handling of all copyright infringement notifications (whether they are DMCA Notices or international copyright claims), please send your detailed communication directly to our Designated Copyright Agent:

Designated Copyright Agent: Legal Department, Finance Folio Hub Email for Copyright Inquiries: contact@financefoliohub.com (Subject Line for Copyright Notices: Copyright Infringement Notice – [Your Company/Name])

Upon receipt of a valid and sufficiently detailed notification, we will promptly and diligently investigate the claim. We will then take appropriate action, which may include the immediate removal of, or disabling of access to, the allegedly infringing material. We will also make reasonable efforts to notify the user who posted the material, where possible and appropriate under applicable law and our internal policies.

5. Counter-Notification Procedures (Applies broadly, in spirit of DMCA)

If you, as a user, believe that your content was removed or access to it was disabled as a result of a mistake or misidentification of the material, or if you believe the content was wrongly deemed infringing, you may submit a counter-notification (“Counter-Notice”) to our Designated Copyright Agent. Your Counter-Notice must contain substantially the following information to be considered valid:

  1. Your physical or electronic signature.
  2. Identification of the material that has been removed or to which access has been disabled and the exact location (e.g., URL) at which the material appeared on the Website before it was removed or access to it was disabled.
  3. A statement under penalty of perjury (or its equivalent legal affirmation in your jurisdiction) that you have a good faith belief that the material was removed or disabled as a result of mistake or misidentification of the material to be removed or disabled.
  4. Your full name, complete physical address, and reliable telephone number.
  5. A statement that you consent to the jurisdiction of the Federal District Court for the judicial district in which your address is located (if in the U.S.), or if your address is outside of the United States, for any judicial district in which Finance Folio Hub may be found, and that you will accept service of process from the person who provided the original notification of alleged infringement or an agent of such person. This clause indicates a willingness to engage in legal process as required by international standards.

Upon receipt of a valid Counter-Notice, we will provide a copy of the Counter-Notice to the original complaining party. Unless the copyright owner files an action seeking a court order against you within 10-14 business days (or a similar timeframe as per applicable local laws), we may, at our sole discretion, replace or restore access to the removed material.

6. Repeat Infringers Policy

Finance Folio Hub maintains a rigorous and clear policy of terminating user accounts, in appropriate circumstances, for users who are repeatedly determined to be infringers of copyright. We employ reasonable measures to identify and address repeat infringers on our platform, ensuring that our site remains a respectful environment for intellectual property.

7. Important Considerations and Legal Disclaimer

  • Misrepresentations: Please be acutely aware that under 17 U.S.C. § 512(f) (for US claims) and similar provisions in other jurisdictions, any person who knowingly materially misrepresents that material or activity is infringing, or that material or activity was removed or disabled by mistake or misidentification, may be held liable for any damages incurred. This includes costs and attorneys’ fees, which may be incurred by the alleged infringer, by any copyright owner or copyright owner’s authorized licensee, or by the service provider, who is injured by such misrepresentation.
  • Legal Advice: This DMCA and Global Copyright Policy is provided for informational purposes only and does not, and should not be construed to, constitute legal advice. Copyright law is complex and varies by jurisdiction. If you believe your copyright has been infringed, or if you have received a DMCA Notice or other copyright-related communication and believe it is in error, we strongly recommend that you consult with a qualified legal professional specializing in intellectual property law in your respective jurisdiction for guidance.
  • Governing Law: While we strive to adhere to international best practices in addressing copyright concerns, the ultimate resolution of any legal dispute related to copyright infringement will be subject to the applicable laws and jurisdiction as outlined in our comprehensive Terms of Use page.

8. Contact Information

For any questions, clarifications, or concerns regarding this DMCA and Global Copyright Policy, or specifically to submit a formal copyright infringement notification or counter-notification, please contact our Designated Copyright Agent directly via email:

Email for Copyright Inquiries: contact@financefoliohub.com

Important Pages

For more information about Finance Folio Hub and our policies, please visit: